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FreedomPlus, FreedomPlus.com, and the FreedomPlus logo are registered trademarks or service marks of Freedom Financial Asset Management, LLC, located at 2114 E Rio Salado Blvd, Tempe, AZ 85281

Debt solutions are offered by companies within the Freedom Financial Network (collectively, “Freedom”) and its partners and service provides. Factors such as the amount of debt with which you are looking for help, your financial circumstances and credit score and credit data affect which debt solution you are offered. Freedom is required to verify your identity when applying for our services.

FreedomPlus loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. Loans are not available to residents of all states, and loan and rate terms are subject to eligibility restrictions.

Restrictions and Limitations

All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Eligibility for a loan is not guaranteed. Loans are not available to residents of all states – please call a FreedomPlus representative for further details. The following limitations, in addition to others, apply: FreedomPlus does not arrange loans in: (i) Arizona under $10,500; (ii) Massachusetts under $6,500, (iii) Ohio under $5,500, and (iv) Georgia under $3,500.

Terms and Rates

Repayment periods range from 24 to 60 months. Annual Percentage Rates (APRs) on FreedomPlus loans range from 5.99% to 29.99%. APRs include all applicable fees, including a loan origination fee. For example, a four year $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of $561.60 and a total cost payable of $7,948.13.

How to qualify for the best rates

To qualify for a 5.99% APR loan, a borrower will need excellent credit on a loan for an amount less than $14,000.00, and with a 24 month term. Adding a co-borrower with sufficient income, using at least eighty-five percent (85%) of the loan proceeds to directly pay off qualifying existing debt, or showing proof of sufficient retirement savings, could help you qualify.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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